Friday, 18 August 2017

Ancient homemade syrup that removes phlegm and cures cough & 10 home remedies


For those with a bad cough try out this homemade carrot syrup which will help remove phlegm from your lungs and cure your cough. Recipe can be found in this LINK.

In addition to this syrup, here are another 10 home remedies for coughs: LINK

10 Herbs to assist asthma and respiratory problems


On this LINK you will find the top 10 herbs for treating asthma:
  1. Oregano
  2. Ginkgo Biloba
  3. Ginger
  4. Garlic
  5. Slippery elm
  6. Licorice
  7. Tumeric
  8. Lemon grass
  9. Stinging nettle
  10. Bishop's weed

Tuesday, 15 August 2017

Natural remedies for asthma

Having lived here for more than 30 plus years, climate change is upon us as it is worldwide! We were lucky if we suffered a calima (North African wind sand storm) three times a year, now it is a regular occurrence!


Whether you suffer from asthma or any other respiratory issues....think about natural remedies to help you during these dusty and dry periods. In this link natural remedies you will find useful tips on how to prepare natural home remedies using: Ginger, mustard oil, figs, garlic, natural coffee, eucalyptus oil, honey, onions, lemons and carom seeds.


Sunday, 6 August 2017

Health

First of all let's check if you are entitled to state/public health care in Spain.

  • EHIC (European Health Insurance card) entitles you to medical services in state/public health centres on temporary stays only in the Canary Islands/Spain. Highly recommended that you also take out travel insurance to cover any costly medical incidents.  
  • Tarjeta Canaria de Salud (blue card) issued only if:
    • You work and pay social security contributions in Spain
    • You receive a Spanish state pension or benefit
    • You are in receipt of a UK state pension obtain an S1 form and register with local INSS office 
    • As of 1st July, 2014 early retirees are no longer eligible for S1 form.

If none of the above apply, but you have a Residencia Certificate, issued prior to 24th April, 2012, and are registered Padron for more than a year, you may be eligible for health care on the basis of residency by applying for a Convenio Especial. If granted, the cost is 60€ per month up to 64 years of age and 157€ per month 65+ years for state/public health care. Please not that this does not cover prescription discounts or prosthetic aids.

Further useful information can be found on this link Health Care in Spain.

Many Expats will be aware that whilst you can find an abundance of public primary health centres, it is another matter in the case of public hospitals, specialists and/or consultants, due to the delays in the construction of Hospital Sur (Mojon), which inevitably means lengthy trips to the north and has created longer waiting lists for medical treatments. I personally, highly praise the state health system we have, I am able to converse in Spanish without an interpreter, but I do not like waiting periods;   1-2 months for diagnostic tests and 4 months for an x-ray, when I have had the same done within a week under private insurance.

My choice was simple and my partner and I sleep better at night knowing that we have a safety net in place with private insurance, if and when we require urgent medical services. We have access to a faster private medical diagnosis and services in the event of a serious medical condition.

The choice is now yours....You can find information on Adeslas health plans under the Health Plans tab. Please do not hesitate to contact me, should you require any questions answer, need more information or a free, no obligation quote.

Email: vicki.chalmers@gmail.com

Health Plans

Adeslas offers various tailor-made health insurance packages which are detailed below:

Basic from 12.00€ p.m.
This package as you can gather from the title is "Basic" outpatient only medical coverage. If you have a Tarjeta de Salud (blue card), this policy can offer you private outpatient medical services at an economical rate.
  • No international travel insurance included
  • Primary medical care, Specialists and medical diagnostics
  • Does not cover you for Emergencies, preventive medical treatment or hospitalisation
  • Organ transplants and other services
  • No medical questionnaire required
Plena Vital from 35.00€ p.m.
  • International travel insurance (90 days abroad)
  • Co-payments for certain medical services (annual co-payment limit 260€)
  • Primary medical care, Specialists and medical diagnostics, Emergencies
  • Preventive medical treatment, hospitalisation, specialist treatments
  • Organ transplants (cornea and bone marrow) and other services
  • Medical questionnaire required.
Plena from 49.00€ p.m.
  • International travel insurance (90 days abroad)
  • Co-payments for certain medical services (no annual co-payment limit)
  • Primary medical care, Specialists and medical diagnostics, Emergencies
  • Preventive medical treatment, hospitalisation, specialist treatments
  • Organ transplants (cornea and bone marrow) and other services
  • Medical questionnaire required.
Plena Plus from 56.00€ p.m.
This policy is the most popular for Expats and families. This private health insurance plan is required when applying for Residencia/(Certificado de Registro) in Spain when you are not contributing into the Spanish social security system.
  • International travel insurance (90 days abroad)
  • No co-payments for medical services 
  • Primary medical care, Specialists and medical diagnostics, Emergencies
  • Preventive medical treatment, hospitalisation, specialist treatments
  • Organ transplants (cornea and bone marrow) and other services
  • Medical questionnaire required.
Plena Extra 150 from 79,00€ p.m.

This private health insurance plan is required when applying for Residencia/(Certificado de Registro) in Spain when you are not contributing into the Spanish social security system.
  • International travel insurance (90 days abroad)
  • No co-payments for medical services 
  • Primary medical care, Specialists and medical diagnostics, Emergencies
  • Preventive medical treatment, hospitalisation, specialist treatments
  • Organ transplants (cornea, bone marrow, lungs, heart, liver, kidney) and other services
  • Free choice of medical clinic with a refund of 80% of expenses (150,000€ maximum limit)
  • Medical questionnaire required.

Conditions:
Certain medical services that are provided by SegurCaixa Adeslas from the start date of the policy have waiting periods of 3, 6 and 10 months for medical services, unless you join Adeslas from another insurer (certain criteria applies when transferring from another insurer to exclude waiting periods).

You are immediately covered for primary medical care services, i.e. general doctor, primary health care services and for critical life and death medical assistance. You will not immediately be covered for high technology diagnostic tests, operations, hospitalisation or specialist treatments as per the waiting periods.

Discount for 4 pax insured on policy of 10% and further discounts depending on payment terms: yearly, bi-annual or quarterly.








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